Browsing all articles in Mortgages & Lending


Finance and regulation go hand in hand like Fish and Chips.

Unfortunately, the financial services industry is setting itself up for a greater portion of chips on its plate as signs indicate institutional behaviour is unlikely, and possibly never will be, self-modifying enough to curb regulator meddling.

Virgin …

Just like fashion, television shows and military engagement, Australia’s small businesses are now tracking their US counterparts in terms of their banking experiences.

A new CoreData-syndicated study of small businesses, seeking new or additional finance through a business banking relationship, reveals many are now having to jump through …

If you wanted any hint as to what the soothsayers think of Australia’s chances of escaping the recession reaper stalking the developed world, then you need look no further than the 1% slash in interest rates this week.

As rate cuts go, 1% is a big one, frankly …

They say a week in politics is a long-time – well a week in finance right now feels like an epic movie of Ben Hur proportions.

Australia’s collective of mortgage brokers appeared knowledgeable two weeks ago when asked to predict the RBA’s cash rate over the next 18 …

Australian households are still under significant cost pressures despite the recent interest rate relief handed down by the Reserve Bank of Australia.

The general sentiment regarding the recent cash rate cut is that it is too early to get excited with more than a third of Australians (37.6%), …

For most people, the internet is a real boon for quickly finding what previously took hours, if not days, of telephone enquiries and trawling suburban streets.

Not only that, but many believe the internet also saves money, as well as time, when they shop around.

One example of this phenomenon is the rise of …

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Financial Planning Shadow Shopping

A study of financial planner ability to service and engage with real buyers of investment, superannuation and insurance advice.

Greener Pastures

A study of the drivers and barriers for advisers establishing their own AFSL.

Financial Planner Affection

A study of consumer sentiment towards financial advisers and financial planning groups.

Women In Super

A study of the female mindset when it comes to superannuation.

Australian Cash Report Q2 2011

A detailed analysis of the Australian retail deposit industry conducted quarterly. Q2 2011 focused on 'At-call account selection drivers'.

Australian Mortgage Report Q2 2011

A detailed analysis of the Australian mortgage industry conducted quarterly. Q2 2011 focused on Lender Strategy / marketing impacts.