First home buyers continue to gorge at the trough of cheap debt, when compared to those already with a foothold on the Australian property ladder.
Mortgage sales of $800 million to first home buyers were recorded by Australia’s largest broker Australia Finance Group (AFG) in March 2009, or …
Innovation is a key characteristic in adapting to changing environments and being a leader among peers.
The ING Direct online banking brand has existed in Australia for the past decade, and is a clear cut leader in innovation, according to the CoreData Online Deposit Study 2009.
Just under …
The flood of first home buyers pouring into the Australian property market is a worrying development at this time in the economic cycle.
As such, many may soon find the excitement of owning their own place short lived as job losses rise, house prices fall and instances of …
According to the ancient and fundamental text of Chinese philosophy, Tao Te Ching, “you govern a kingdom by normal moves; you fight a war by exceptional moves“.
Taoism is not normally associated with the Bank of England, but it has decided that exceptional moves are …
A mortgage milestone will soon be reached in Australia – the consolidated $1 trillion outstanding mortgage book – yet whether this is a cause to celebrate or not remains unclear.
It’s likely there will be no champagne falling from the heavens, and no trophy for the borrower who …
The slow train wreck that is margin lending continues its downward spiral, with the Reserve Bank of Australia revealing on Friday that margin calls in the final quarter of 2008 hit an all time high.
In its February Statement on Monetary Policy the RBA revealed there were 10 …
