The Reserve Bank of Australia’s (RBA) decision to hold official interest rates at 3 per cent this week should prompt more borrowers to fix their lending obligations, both business and personal.

Borrowers though should not be trying to pick the exact…

Westpac could see its new ‘we’re a bank you can bank’ on branding strategy come back to bite it as the group champions itself as the boring yet safe man of Australian banking.

Consumers are generally fickle, which creates risk for a…

The Federal Government is ignoring the first home buyer debt burden bubble it is creating, as it concentrates on boosting employment in the housing sector.

Highlighting the problem is the largely overlooked fact average first home loan values ballooned 24 per…

Females are more likely to get a raw deal on interest rates when it comes to taking out a mortgage, yet they appear smarter when choosing the repayment structure.

Males with 36.5 per cent have a much higher ability to qualify…

Some small ethnically focused financial institutions in Australia are starting to stir, growing their mortgage and retail deposit portfolios after a period of relative dormancy, analysis published in both of the latest CoreData Australian Mortgage Report and Australian Cash Report.

Laiki…

Mass affluent Australians – the 3.2 million-odd among us who earn more than $100,000 a year – don’t care too much for retail banks.

Actually, that’s not quite true. Despite being convinced that financial institutions don’t particularly care about them, they are not…