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Archive for the Consumer Finance Category
Solution or Problem?

2010 could be the year of the corporate platform in the UK.

Wrap platforms are already making inroads into the financial adviser market, but are mainly aimed at advisers providing services to individual clients. The corporate platform takes the same concept,…

Super sceptical

There’s a revolt underway in consumer land as Australians from all walks of life vote with their feet and shun superannuation in favour of personal savings and other investments.

Some push-back is to be expected given account balances struggled to fight…

St Gail

Australia, despite the best efforts of a determined cadre of Catholics from Sydney’s elegant and leafy North Shore, is yet to have a saint; the closest we have so far managed is the beatification of Mary McKillop.

The steps to sainthood…

Better Than Zero

Risk averse retirees could face the sobering prospect of running out of money before they die given the current low returns on conservative assets.

The present ‘close to zero’ returns on cash in the US and UK means many retirees who…

Modest Times

In the good times, the strength of the City of London, and in particular the banking sector, was seen as a positive.

Now, with the UK still, according to recent official statistics, mired in recession and negative growth, many fear that…

C – for ACCC

The Australian Consumer & Competition Commission (ACCC) earns a black mark for suggesting foreign banks can compete on retail deposits in Australia.

The ACCC Public Competition Assessment in August 2008 announced its decision not to oppose the Westpac takeover of St…

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