Browsing all articles in Consumer Finance


Rampant volatility and uncertainty is challenging asset managers to seek out alternative fund styles and investment mixes to deliver income and greater certainty to investors.

However the explosion of a raft of new esoteric and non-esoteric fund styles in the UK is creating education challenges, as research has …

Retirement is the last thing on your mind when you’re young, especially if you’re young and unemployed.

However the literal definition of retirement requires a preceding period – prolonged usually – of gainful employment.

Re·tire·ment

1.  The action or fact of leaving one’s job and ceasing to work.…

Australians are in for bad news this year as they get hit with the double whammy of bad short term superannuation returns and bad medium terms returns as the effect of the GFC rolls through the three year numbers.

This is bad news for a few reasons, primarily …

Trust, a somewhat esoteric notion to measure, is the key driver of British consumer satisfaction when it comes to life insurance.

New research reveals the overall satisfaction of life insurance policy holders is primarily driven by their provider’s perceived trustworthiness.

Considering that trust is intangible and difficult to …

The Bank of America (Bofa) has signalled tough times ahead with at least one credit downgrade in late November or early December.

A Bofa analyst notes: “We expect a moderate slowdown in the beginning of next year, as two small policy shocks-another debt downgrade and fiscal tightening-hit the …

Leonard Lauder, chairman of the board of Estee Lauder, coined the term the lipstick index to explain the increased sales of cosmetics during the early 2000′s recession. Lauder’s claim was that lipstick sales were inversely correlated to economic health and could be used as an economic indicator.

His …

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Financial Planning Shadow Shopping

A study of financial planner ability to service and engage with real buyers of investment, superannuation and insurance advice.

Greener Pastures

A study of the drivers and barriers for advisers establishing their own AFSL.

Financial Planner Affection

A study of consumer sentiment towards financial advisers and financial planning groups.

Women In Super

A study of the female mindset when it comes to superannuation.

Australian Cash Report Q2 2011

A detailed analysis of the Australian retail deposit industry conducted quarterly. Q2 2011 focused on 'At-call account selection drivers'.

Australian Mortgage Report Q2 2011

A detailed analysis of the Australian mortgage industry conducted quarterly. Q2 2011 focused on Lender Strategy / marketing impacts.