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Archive for the Banking & Finance Category
Factory Gate Pricing

The latest buzz phrase in UK financial services is ‘factory gate pricing’ – meaning a price reflecting the cost of production and prior to distribution and marketing costs being added.

So a non-marketed pension product offered via a nil commission structure…

Time Isn’t Money

Mimicking the almost instantaneous ability of credit card vendours to assess consumer eligibility, it seems home loan providers are getting in on the act.

However evidence indicates outright speed isn’t the leading driver influencing decision making for consumers when it comes…

Your Company Needs You!

Financial services companies spend an obscene amount of money every year on branding yet when it comes to financial advice the only brand most consumers are aware of is that of their adviser.

Consumers it would appear are almost blind to…

Guaranteed or Your Money Back

Gambling they say is a mugs game, yet it seems this is what a company with the self proclaimed name of ‘Mortgage Watchdog’ is encouraging consumers to do.

The group sells a software program that alleges an almost certain probability of…

Out Of The Wok Into The Fire

A key indicator of economic development in industrialised countries used to be the growth in household fixed line telephones – in China it is the mobile phone and numbers of investors.

The stock market bounce in February is but a distant…

Mega-Mortgages

The UK property market has been defying gravity for some years now.

Last week the statistic of note was that £1 billion of mortgages are being written every seven days, this week it’s that there are a record 1,000 homes in…

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