Browsing all articles from November, 2006


The future of banking has been decided, or at least it has for the Commonwealth Bank.

Last week the bank released a curious and high production video which looked at a bold, digital, always-on future.

The thesis of the video seems to be that the CBA will provide …

There’s a revolt underway in consumer land as Australians from all walks of life vote with their feet and shun superannuation in favour of personal savings and other investments.

Some push-back is to be expected given account balances struggled to fight the pull of gravity over the last …

Cash strapped UK consumers are being given an alternative to traditional retail bank overdrafts and kneecap-adjusting loan sharks.

Wonga, a youthful and Gen Y-styled brand, is offering a seemingly attractive short-term loan facility to customers, yet given regulatory demands the group is forced to highlight its typical APR …

Word clouds are a useful and contemporary way of graphically representing the key words or phrases in a document.

They can also be a great way of accessing the mind of the consumer. In this case the words tell a story of financially savvy people who understand the …

For anyone interested in economics, these are interesting and unusual times.

The UK economy remains very weak, judging by the barely perceptible growth rate in the fourth quarter of 2009.

In the US, growth seems much stronger, but one US economic expert has referred to a ‘statistical recovery, …

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Financial Planning Shadow Shopping

A study of financial planner ability to service and engage with real buyers of investment, superannuation and insurance advice.

Greener Pastures

A study of the drivers and barriers for advisers establishing their own AFSL.

Financial Planner Affection

A study of consumer sentiment towards financial advisers and financial planning groups.

Women In Super

A study of the female mindset when it comes to superannuation.

Australian Cash Report Q2 2011

A detailed analysis of the Australian retail deposit industry conducted quarterly. Q2 2011 focused on 'At-call account selection drivers'.

Australian Mortgage Report Q2 2011

A detailed analysis of the Australian mortgage industry conducted quarterly. Q2 2011 focused on Lender Strategy / marketing impacts.