Financial advice is the one area of consumer banking the Big Four are yet to dominate, according to the 2009 CoreData Financial Planning Shadow Shop.
Despite dominance in deposits, credit cards and mortgage markets – increased further by the perceived safety offered to fearful consumers in a time …
Winston Churchill once said it is always wise to look ahead, but difficult to look further than you can see.
At the Association of Superannuation Funds Australia (ASFA) conference in Melbourne last week, Dr Keith Suter, a social and political commentator, noted that former politicians are often more …
The news that a second bidder has pulled out of the running for the administration contract for personal accounts, the UK’s planned nationwide, low-cost pension system, might lead some to question the stability of the personal accounts concept.
Logica UK has followed Danish pension administrator, ATP, in withdrawing …
Jeremy Cooper, the man who has the power to turn the super industry on its head, has given a strong indication that that’s exactly what he plans to do.
Advocating scale, focus and alignment, Cooper appears to be pro-consolidation and has keenly observed the potential power of super …
In theory, there should be a strong demand for innovative annuity products in the UK. After all, conventional annuities offer a known income, but at a poor rate in the eyes of many, while the perils of not buying an annuity on retirement, but remaining invested, have been …
Humans, well most humans, have an inbuilt need to seek out order and organisation – for the majority of us it’s as hard wired as breathing.
Our brains are set up to look for patterns that explain things and make sense of our surroundings purpose – it’s a …
