Over the past six weeks there has been an increasing amount of data emerging – particularly in Australia – that economic conditions are improving markedly.
The signs are clear – at least that money and sentiment are on the move again. Business and consumer sentiment are up and, …
Australia’s love affair with cash is ending yet this could inadvertently push up lending rates as banks look elsewhere to fund their respective loan books.
With clear evidence money held in retail deposits is taking flight to elope with other asset classes, financial institutions will have to look …
The act of retail assets flowing back into equities at present is akin to the initial motion of a locomotive train using its immense torque to build momentum along a rail track.
The indications are that investor confidence in Australia is returning, yet for most it’s a case …
Consumer banking competition in Australia continues to diminish at an accelerated pace, as the big four banks continue to increase residential lending and retail deposit market share.
Killing competition is the inability for Tier 2 Australian banks and foreign banks to attract sufficient levels of retail deposits, a …
Signs are already emerging the first home buyer bubble is bursting, inflated by the government error of judgment to extend the first home buyer grant boost in the May 2009 federal budget.
Before the May announcement, first home buyers thought the boost would finish in June, and rushed …
The tagline for PADA, or the Personal Accounts Delivery Authority, is ‘helping millions save for their retirement’ according to the business card of its UK chief executive, Tim Jones.
As mission statements and corporate aspirations go, it must be one of the most worthy around.
At present, 7 …




